Avoid the cost and inconvenience of returned checks using FREE overdraft protection with your VISA Credit Card. Overdraft protection is available to cover checks on your Silverado personal checking account. Use the available credit on your Silverado VISA Credit Card to eliminate the embarrassment of bounced checks. Funds will be transferred automatically from your VISA Credit Card. A finance charge will be imposed on your VISA advances from the date of the transaction.
Credit Card Options
Silverado Credit Union is pleased and proud to offer our members the VISA Credit Card
The Silverado VISA Card offers you more!
Low interest rates - as low as 9.90% APR* on purchases, balance transfers and cash advances
No Annual Fee
Credit limit up to $25,000.00
No Fee Cash Advances (at Silverado CU Offices)
25-day "true" grace period on purchases
24-Hour member access through "Silverado Express-Telephone access' and 'Silverado On-line Banking' (FREE Services)
Travel accident insurance up to $250,000.00. When you charge your airline tickets on your Silverado VISA card you automatically get Accidental Life Insurance Coverage up to $250,000.00.
Compare our Silverado VISA Credit Card to other bank and department store high-rate cards and you will see that your savings can really add up! No 'teaser' rate, no limited time offers, no unexpected surprises!
Existing Silverado VISA cardholders are welcome to apply.
VISA LINE OF CREDIT TERMS:
9.90% VISA Harvest GOLD Account
11.90% VISA Premium Plus Account
13.92% VISA Classic Account
Fees & Overlimit Fee: $10.00
Charges Returned Check Fee: $20.00
Copy of Draft: $5.00
Late payment fee: 5% of the past due payment
(minimum $1.00 - maximum $15.00)
*APR Annual Percentage Rate. Your Annual Percentage Rate will be based on your credit profile. 9.90% and 11.90% APRs require a minimum $1,000.00 cash advance or balance transfer from another financial institution or retailer other than Silverado Credit Union.